Accessible nationwide coverage with no claims or copays and delivered virtually with household coverage and easy mobile/portal access
Avant-Edge PHP and UL Employee Benefits Advisory In Newport Beach and Los Angeles, CA
A win-win for both employees and employers with no additional cost via expense reduction
Benefits that Promote Health & Prevent Disease
Physical Health
- Urgent Care (Virtual)
- Primary Care (Virtual)
- Dermatology
- Musculoskeletal
- Medically Managed Weight Loss
- Complete Metabolic Panel
Mental Health
- Mental & Behavioral Health Counseling
- Psychology (Virtual)
- Psychiatry (Virtual)
- Care Navigation
- Pharmacy Benefits
Virtual Primary Healthcare
- No copays for visits
- Accessible & Convenient
- Includes family coverage
- Prevention programs
Services
VIRTUAL URGENT CARE
80% faster medical care to save time and money
- Help within minutes
- 24/7 nationwide providers
- No copays or claims
- Expert advice, RX & referrals ~20 min
- Lower Healthcare Expenses
- Reduced Emergency Room Visit
CARE NAVIGATION
70% of medical visits could be handled remotely
- Through the patient portal, communicate with healthcare specialists
- Resolve billing issues & ensure medical charge accuracy
- Second opinions & pricing help
- Migrate the complex healthcare system to focus on health
Reduce ER visits, encourage early intervention & lower overall healthcare costs.
MENTAL HEALTH COUNSELING
- In‑the‑moment support 24/7
- Master’s‑level clinicians
- Regular check‑ins
- Virtual or in‑person options
- Always confidential
1 in 4 American adults have experienced a mental health condition in the past year.
VIRTUAL PSYCHOLOGY & PSYCHIATRY
- Broad specialist access, shorter waits
- Nationwide coverage & coordination
- Convenient Access to Specialists
- Quick & Flexible Scheduling
- Increased Privacy
- Testing and labs as needed
VIRTUAL DERMATOLOGY
Skin Concerns, Resolved Anytime, Anywhere
- Upload photo, get diagnosed, receive treatment plan
- 3 visits/year, no copay
- Whole household coverage
- Fast, convenient & cost-effective access to skin care specialists
Skin diseases affect 85 million Americans or one in four individuals.
VIRTUAL MUSCULOSKELETAL
Prevent Injuries, Cut Costs, Boost Workplace Health
- AI‑driven risk detection
- Job‑specific injury prevention
- Prehab & rehab plans
- Multidisciplinary experts support
- Pain management support
MEDICALLY MANAGED WEIGHT LOSS
GLP-1 - A Proven Solution for Sustainable Weight Loss.
- $249/mo covers meds & care
- Clinical eligibility screening
- Personalized, supervised plans
- Safe and effective
- Discounted medications, labs, health coaching-guided by physician, dietician and nutritionist
PHARMACY BENEFITS
- No‑cost medications: 1,000+ maintenance & 70+ urgent meds
- Free home delivery
- Pharmacist consultations
- Nationwide coverage & pharmacy discount card
1 in 4 Americans skip doses or don’t fill prescriptions due to cost, leading to worsened chronic conditions, increased hospitalizations & lower quality of life.
COMPLETE METABOLIC PANEL (CMP)
- CMP is a blood test that provides essential insights into overall health.
- Early detection & monitoring
- Liver & kidney function
- Electrolytes & glucose
- Supports proactive care
Powered by Tax Savings
Section 125 Cafeteria Plan structure allows employee’s tax savings to fund PHP and Universal Life premiums – with the same net pay.
PREVENTATIVE HEALTHCARE PLANS
The Departments of Health & Human Services, Labor, and Treasury released joint rules that created new rewards to promote employer Preventative Healthcare Programs that produce healthier workplaces.
The rules encourage appropriately designed, consumer preventative healthcare programs in support of workplace “participatory preventative healthcare programs.”
(Copied from the Centers for Medicare and Medicaid services at CMS.gov)
UNIVERSAL LIFE INSURANCE
Avant-Edge™ Preventative Healthcare Benefits -30 second preview
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“…..With humans this is impossible, but with God all things are possible.”
Matthew 19:26
